Prevent fraud with confidence
Protect your organisation with layered fraud prevention, identity verification and application monitoring that helps your team make confident decisions while keeping the application process simple for genuine applicants.
Protecting public funds shouldn't rely on manual checks
Fraud prevention is becoming increasingly challenging for organisations delivering grants and financial support. Teams often rely on manual document reviews, inconsistent identity checks and individual judgement to identify suspicious applications, making the process both time-consuming and difficult to scale.
At the same time, organisations need to balance security with accessibility. Introducing too many checks can delay support for genuine applicants, while insufficient safeguards increase the risk of fraudulent claims and misuse of limited funding.
Lightning Reach combines multiple fraud prevention measures throughout the application journey, helping organisations detect suspicious activity early, verify applicant information and protect funding without adding unnecessary administration.
Benefits of Fraud Prevention
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Verify applicants with confidence
Multiple authentication methods, identity verification and Open Banking help confirm applicant identities and financial information before decisions are made.
Identify suspicious activity automatically
Duplicate application flags, IP address monitoring and account monitoring help detect unusual behaviour and alert teams to potential fraud before awards are issued.
Protect funds without slowing delivery
Built-in fraud controls reduce manual investigation while allowing genuine applicants to move through the application process quickly and securely.
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Built for secure and responsible grant making
Lightning Reach uses multiple layers of protection throughout the application journey. Applicants verify their identity through email and SMS authentication before accessing the platform, while optional ID verification and Open Banking provide additional assurance where required. Together, these checks help organisations make informed decisions using trusted data rather than relying solely on uploaded documents.
Every application can also be monitored throughout the review process. Duplicate applications, suspicious account activity and unusual submission patterns are automatically flagged for further investigation, while a dedicated fraud reporting process allows organisations to raise concerns quickly. Where appropriate, verified fraud risks can be shared across participating organisations to help protect funding across the wider support ecosystem.
What our partners say
Since going live with Lightning Reach, 272 people were filtered out as ineligible before they even reached me. That’s at least 272 hours of my time saved
Laura, Salespeople’s Charity
By combining identity verification, Open Banking, duplicate detection and proactive fraud monitoring, Lightning Reach helps organisations reduce risk, strengthen due diligence and protect valuable funding for those who genuinely need it.
Finding support through
Lightning Reach
Need help? We've answered some of the questions we hear most often.
What is digital voucher delivery?
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How does Lightning Reach verify applicants?
Applicants first verify ownership of their email address using a magic link, followed by SMS authentication. Organisations can also add ID verification to applications where additional assurance is required.
How does ID verification work?
The automated ID check compares applicant information against trusted data sources, including credit reference agencies, electoral registers and telephone databases. Results are returned using a simple Red, Amber, Green (RAG) status to support review.
How does Open Banking help prevent fraud?
Open Banking allows applicants to securely share financial information directly from their bank. Because the information comes directly from the bank and cannot be altered, it provides a more reliable alternative to uploaded bank statements.
Can Lightning Reach detect duplicate applications?
Yes. The platform can identify applications with matching or highly similar identifying information, such as addresses or bank account details, and flag them for further investigation. It also highlights when the same account submits multiple applications to your organisation.
How does IP monitoring work?
Lightning Reach monitors for unusually high volumes of applications originating from the same IP address. Where suspicious activity is identified, applications can be investigated and blocked until the issue has been resolved.
What happens if I suspect an application is fraudulent?
Every application includes a fraud reporting button within the Application Manager. This alerts the Lightning Reach team, who investigate the concern. If appropriate, other organisations that may have received applications from the same individual can also be alerted, helping prevent fraud across the platform while protecting confidentiality.
Will these checks make applications harder for genuine applicants?
No. Fraud prevention measures are designed to strengthen security while keeping the application experience as simple as possible. Most verification checks are completed automatically, allowing genuine applicants to continue through the process with minimal friction.
