
BUDGET CHECKER
Turn budget assessments into real support.
Help customers complete income and expenditure, or ability-to-pay assessments quickly, access personalised support, and take positive steps towards financial stability - all in one simple journey.
Built for utility providers, local authorities, housing associations and other support organisations.
Why it works
Traditional affordability journeys are slow, repetitive, and disconnected from actual support.
The Budget Checker is one, positive journey that makes it easier for people to engage by combining affordability checks with access to real financial help.
Engagement, not enforcement
Traditional I&Es see high drop-off; we drive completion through positive support.
Assessment to action
Most tools stop at affordability; we connect users directly to 2,500+ support schemes.
One data capture, multiple outcomes
Reuse affordability and vulnerability data across organisations.
Commercial impact, not just process
Drives engagement, reduces cost to serve, and improves repayment outcomes.
More than an affordability checker
Most affordability tools stop at assessment.
The Budget Checker helps people move forward by connecting them directly to support and onward pathways.
Step 1: Complete an affordability check
A quick, guided journey designed with customers to reduce friction and drop-off.
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Step 2: Get matched to support
Step 3: Apply for support
Customers access personalised grants, debt advice, bill support, and wider financial help from over 2,500 schemes.
Customers share info once. No repeated forms. No starting again with different organisations.
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Better for customers. Better for organisations.
For organisations
More debt recovered
Higher engagement rates
Better quality affordability data
50% reduction in admin time
Seamless support referrals to other organisations
For customers
Simple and easy to complete
Mobile-friendly and accessible
No repeating information
Clear next steps
Empowered to find their own support via self-serve

Intuitive interface, built for scale.
Guide customers through affordability checks with a clean, user-friendly design that reduces friction.
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Fast completion
Low-friction, simple journey
Secure & compliant
Enterprise-grade security
Open-banking enabled
Comprehensive pre-validated data
Works alongside existing systems
Low effort implementation

Outcomes that matter
96.8%
of customers self-serve to support
78%
of customers use Open Banking
£25m+
awarded to customers
325k+
customers supported
Help customers complete budget checks - and access support sooner.
Improve engagement, reduce admin, and create better outcomes for customers and teams alike.
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